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c/cryptopay·posted 6 months ago by u/nadia_kjaer

three years of escrow threads, summarised so you do not have to read them

Question Receipts ×2 Cold Box ×3

Been lurking in c/trialwatch for about 4 months and finally have something worth posting.

Short version: week 50, 10mg, and USDC is the bit I still cannot get a straight answer on. I have read the wiki, I have read the last 27 threads, and the answers split roughly down the middle.

What I actually want to know is whether the people saying it does not matter have measured it, or whether it is just repeated confidently. Happy to be told I am overthinking this — I probably am — but I would rather overthink it now than at week 56.

2,182 up / 102 down96% upvoted59 commentsid 9czgbj14 Jan 2026

59 comments

19 in this archive, depth 4

best — the order this archive was captured in

u/coa_janitormod · c/coa440 points·6 months ago

the 17% discount versus 33% network fees

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u/jonas_eriksen296 points·6 months ago

Did you check confirmation speed on that chain?

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u/arne_amankwah225 points·6 months ago

network selection matters, wrong chain is the expensive typo

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u/karl_fischer_kev241 points·6 months ago·edited
came here to say exactly this
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u/cesar_teixeira118 points·6 months ago

USDC exists on 12 networks, vendor credits are network-specific

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u/nadia_kjaerOP65 points·6 months ago

Sent orfo payment to the wrong chain. Denmark, wrong network, vendor could not credit it. 13 day lesson.

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u/solene_ilunga144 points·6 months ago

chargeback rights are USDC: zero

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u/stablecoin_steveMOD88 points·6 months ago

Retitled to remove editorialising. Put the evidence in the body.

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u/anya_antonsen98 points·6 months ago·edited

chargeback rights are USDC: zero

Yes, exactly this, and it is the bit that took me 6 weeks to accept.

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u/blunt_coldbox_notes29 points·6 months ago

chargeback rights are USDC: zero

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u/zeynep_zielinski76 points·6 months ago

Strongly agree. Escrow is non-negotiable for groups.

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u/nora_ramos36 points·6 months ago

Strongly agree.

Yes, exactly this, and it is the bit that took me 79 weeks to accept.

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[removed]16 points·6 months ago

[removed by moderator]

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u/aussie_pbs_watchAU4 points·6 months ago

never post a wallet address, not yours, not a vendor's

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u/arne_ndiaye5 points·6 months ago

[removed by moderator]

Counter-anecdote: opposite result, same dose. Which mostly tells us the variance is huge.

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u/neha_rahimi52 points·6 months ago

no price talk, no tickers, no investment discussion

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u/nadia_kjaerOP40 points·6 months ago

the 24% discount versus 23% network fees

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u/discount_math_dm25 points·6 months ago

Edit to your parent would help — the concentration you quoted assumes one scenario and you have written another above it.

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u/sigrid_kaufmann6 points·6 months ago

network selection matters, wrong chain is the expensive typo

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Paying for research material with crypto: which networks vendors actually credit, confirmation windows, memo/tag requirements, gas versus discount arithmetic, escrow for group buys, and the total absence of chargeback rights. Not investment discussion — payments only.

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