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c/cryptopay·posted 2 months ago by u/cormac_erdogan

reading USDC threads from 2024 and half of it aged badly

Warning Slow Clap ×6 Long Haul ×2

Genuinely asking, not being difficult.

Everyone in c/cagrilintide repeats that crypto is important. I believe it, but I have never seen anyone show why, and when I search I get 12 threads of people agreeing with each other.

Is there a paper? Is there a measurement? Or is this one of those things that is true because it has been repeated since 2023?

I am not trying to be the "source?" guy. I would just like a source.

1,280 up / 98 down93% upvoted52 commentsid din6q618 May 2026

52 comments

25 in this archive, depth 6

best — the order this archive was captured in

u/rasmus_kuipers160 points·2 months ago

Strongly agree. Escrow is non-negotiable for groups.

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u/lipid_panel_larrybloodwork-27 points·2 months ago

What was the gas and did it matter?

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u/annika_fonseca0 points·2 months ago

confirmations are confirmations, the exchange rate at 22 blocks is the deal

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u/greta_nilsen1 point·2 months ago

no price talk, no tickers, no investment discussion

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u/escrow_evangelist1 point·2 months ago

the 10% discount versus 3% network fees

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u/coa_janitormod · c/coa1 point·2 months ago

chargeback rights are escrow: zero

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u/milan_chukwu1 point·2 months ago

escrow for group buys is standard, use it

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u/week_four_wall123 points·2 months ago

Every time this gets posted it hits the front page and every time someone has to re-explain it.

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u/purity_pedantanalytical83 points·2 months ago

This is correct. Gas fees are real costs.

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u/neha_rahimi45 points·2 months ago

This is correct. Gas fees are real costs.

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u/kaia_cabrera23 points·2 months ago

Slight fix: the number was 97.4, not 97.2. Decimal point, but a fairly consequential one.

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u/cormac_erdoganOP12 points·2 months ago

Edit to your parent would help — the concentration you quoted assumes one scenario and you have written another above it.

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u/camila_trevino51 points·2 months ago

Strongly agree. Escrow is non-negotiable for groups.

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u/gradient_goblin12 points·2 months ago

Strongly agree.

Counter-anecdote: opposite result, same dose. Which mostly tells us the variance is huge.

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u/salma_baptista0 points·2 months ago

USDC exists on 15 networks, vendor credits are network-specific

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u/protein_first_pnutrition1 point·2 months ago

Which network and did the vendor confirm they credit it?

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u/cormac_erdoganOP1 point·2 months ago

no price talk, no tickers, no investment discussion

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u/bruno_dumitru58 points·2 months ago

I love that this community will spend 40 comments on a detail. That pedantry is why the numbers here matter.

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u/week_four_wall27 points·2 months ago

memo/tag requirements differ by network

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u/cormac_erdoganOP14 points·2 months ago

Which network and did the vendor confirm they credit it?

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u/stablecoin_steveMOD39 points·2 months ago

Tracking number removed. It identifies both ends of a shipment.

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u/marit_mwangi12 points·2 months ago·edited

This is the "correlation is mechanism" thing again. You changed three variables at once.

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u/ilias_nakamura16 points·2 months ago

chargeback rights are escrow: zero

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[deleted]7 points·2 months ago

[deleted]

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u/dead_space_doug31 points·2 months ago·edited

Did you check confirmation speed on that chain?

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Paying for research material with crypto: which networks vendors actually credit, confirmation windows, memo/tag requirements, gas versus discount arithmetic, escrow for group buys, and the total absence of chargeback rights. Not investment discussion — payments only.

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