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c/insurancefights·submitted 3 months ago by u/slow_logbook_notes

formulary is the most under-discussed thing in c/coldchain

Appealbranch of 9 comments

Something I noticed reading old threads that I have not seen said out loud. The advice on copay in this community changed substantially around the start of last year, and nobody went back and updated the older posts. So depending on which thread the search engine hands you, you get two contradictory answers with the…

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9 comments, started 3 months ago
u/sofia_ferreira54 points·3 months ago

Denied for prior auth, resubmitted with external review documentation, approved on appeal. The criteria exist, you just have to meet them.

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u/appeal_letter_alMOD34 points·3 months ago

Retitled to remove editorialising. Put the evidence in the body.

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u/ismael_nwosu0 points·3 months ago

prior auth criteria are state-specific, copay differs

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u/valeria_grimaldi1 point·3 months ago

appeal letter templates are in the wiki

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[removed]1 point·3 months ago

[removed by moderator]

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u/step_therapy_s1 point·3 months ago

No. This is the kind of confident post that gets copied into a screenshot and repeated for years. Where is the evidence.

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u/slow_logbook_notesOP1 point·3 months ago

Small correction: the trial was 3 weeks, not 27. Does not change your point but people will quote it.

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The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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