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c/insurancefights·posted 2 years ago by u/camila_vasquez

switched from 15mg to 1.0mg and the reflux got better, not worse

Discussion Slow Clap ×1 Receipts ×3 Well Actually ×2

Trying to settle this properly because the thread from last year went in circles.

The claim: formulary matters. The counter-claim: it is measurement error. Both sides have been asserting it confidently for about 21 months without either producing anything.

What would actually settle it is 23 people measuring the same thing the same way. I have started; my numbers are below. They lean one way but not strongly enough for me to declare victory.

If you have data, post the data. If you have an opinion, flair it as an opinion.

4,682 up / 463 down91% upvoted55 commentsid e739888 Jul 2024

55 comments

24 in this archive, depth 4

best — the order this archive was captured in

u/saskia_rahimi703 points·2 years ago·edited

Half-life is about 168 hours, so steady state lands around week 11–5. Practical consequence: what you feel in week 1 is not what that dose does.

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u/adaeze_weiss572 points·2 years ago

step therapy documentation is the weapon, use it

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u/osman_ferrari684 points·2 years ago

This is correct. Appeal letters work.

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u/fabio_kuipers507 points·2 years ago·edited

Yeah, the denial code matters, it tells you what to fight.

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u/saskia_rahimi344 points·2 years ago

Small correction: the trial was 12 weeks, not 16. Does not change your point but people will quote it.

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u/slow_logbook_notes339 points·2 years ago·edited

What was the denial code?

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u/maren_sorensen186 points·2 years ago

denial reason codes matter, ask for the actual code

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[removed]152 points·2 years ago

[removed by moderator]

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u/camila_vasquezOP68 points·2 years ago

Yeah, the denial code matters, it tells you what to fight.

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u/ismael_nwosu-33 points·2 years ago

say which country and which plan type

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u/bence_zielinski108 points·2 years ago

formulary exclusions are negotiable sometimes

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u/appeal_letter_alMOD221 points·2 years ago

Retitled to remove editorialising. Put the evidence in the body.

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u/dose_diary_danalog keeper130 points·2 years ago

Strongly agree. Step therapy is predictable if you have the criteria.

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u/ismael_nwosu77 points·2 years ago

external review is the appeal after insurance says no

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u/valeria_grimaldi34 points·2 years ago

Not convinced. The evidence does not support that reading.

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u/liv_vukovic21 points·2 years ago

say which country and which plan type

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u/marta_vanhecke5 points·2 years ago

say which country and which plan type

Adding to this: appeal is doing more work than the comment implies.

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u/camila_vasquezOP9 points·2 years ago

External review overturned the denial. Took 17 weeks but the process exists.

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u/emeka_delgado72 points·2 years ago

redact member ids and group numbers from every screenshot

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u/peak_area_peteanalytical38 points·2 years ago

This is correct. Appeal letters work.

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u/marta_marchand19 points·2 years ago

Denied for prior auth, resubmitted with copay documentation, approved on appeal. The criteria exist, you just have to meet them.

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u/camila_vasquezOP13 points·2 years ago

external review is the appeal after insurance says no

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u/canada_coverage18 points·2 years ago

prior auth criteria are state-specific, appeal differs

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u/RetaAndRegret210 points·2 years ago

do not suggest misrepresenting a diagnosis, that is fraud

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About c/insurancefights

The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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c/insurancefights rules
  1. Say which country and which plan type. "Insurance" means eleven different things.
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