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c/insurancefights·submitted 8 months ago by u/neha_rahimi

[Meta] the prior authorization rule is doing its job and people should stop complaining

Appealbranch of 6 comments

Right, the denial question again, but with numbers this time. I have 7 data points over 20 weeks. The pattern is consistent enough that I do not think it is chance, and boring enough that nobody is going to screenshot it, which is usually a good sign. The thing I would flag for anyone new: the effect I am describing…

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6 comments, started 8 months ago
u/cardio_endpoint_c57 points·8 months ago

copay is separate from coverage

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u/neha_rahimiOP-20 points·8 months ago

Copay was step therapy for the copay then another 20% of the total. Read the actual plan document.

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u/muscle_cramp_mo1 point·8 months ago

Copay was step therapy for the copay then another 20% of the total.

Adding to this: prior authorization is doing more work than the comment implies.

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u/curious_panel_only47 points·8 months ago

formulary exclusions are negotiable sometimes

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u/maren_sorensen13 points·8 months ago

Not to be pedantic but formulary and appeal are being used interchangeably and they are not interchangeable in real life.

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u/neha_rahimiOP8 points·8 months ago

resubmission after denial requires new documentation

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About c/insurancefights

The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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