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c/insurancefights·posted 8 months ago by u/neha_rahimi

[Meta] the prior authorization rule is doing its job and people should stop complaining

Appeal Clean Column ×7 Slow Clap ×3

Right, the denial question again, but with numbers this time.

I have 7 data points over 20 weeks. The pattern is consistent enough that I do not think it is chance, and boring enough that nobody is going to screenshot it, which is usually a good sign.

The thing I would flag for anyone new: the effect I am describing showed up at week 93, not week 47. People give up long before the interesting part.

Interested in whether this matches other people's logs or whether I am an outlier.

1,682 up / 193 down90% upvoted40 commentsid bo0ks929 Nov 2025

40 comments

28 in this archive, depth 4

best — the order this archive was captured in

u/ismael_nwosu93 points·8 months ago

Which state? Coverage varies.

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u/formulary_fighterMOD71 points·8 months ago

This is an urgent-care question wearing a forum question's clothes. Please contact a clinician rather than waiting for replies.

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u/osman_ferrari16 points·8 months ago

This is an urgent-care question wearing a forum question's clothes.

Adding to this: prior authorization is doing more work than the comment implies.

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u/cardio_endpoint_c57 points·8 months ago

copay is separate from coverage

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u/neha_rahimiOP-20 points·8 months ago

Copay was step therapy for the copay then another 20% of the total. Read the actual plan document.

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u/muscle_cramp_mo1 point·8 months ago

Copay was step therapy for the copay then another 20% of the total.

Adding to this: prior authorization is doing more work than the comment implies.

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u/curious_panel_only47 points·8 months ago

formulary exclusions are negotiable sometimes

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u/maren_sorensen13 points·8 months ago

Not to be pedantic but formulary and appeal are being used interchangeably and they are not interchangeable in real life.

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u/neha_rahimiOP8 points·8 months ago

resubmission after denial requires new documentation

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u/bence_zielinski38 points·8 months ago
i do not know. that is the honest answer.
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u/tidy_vialdrawer_watch12 points·8 months ago

Edit to your parent would help — the concentration you quoted assumes one scenario and you have written another above it.

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u/solene_eriksen4 points·8 months ago·edited

Edit to your parent would help — the concentration you quoted assumes one scenario and you have written another above it.

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u/idris_iyer1 point·8 months ago

resubmission after denial requires new documentation

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u/runa_wikstrom9 points·8 months ago

formulary exclusions are negotiable sometimes

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u/whois_wanda24 points·8 months ago

Water content matters more than people think. If a vial is carrying residual moisture, your "10mg" is not 10mg of peptide.

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u/saskia_rahimi8 points·8 months ago

do not suggest misrepresenting a diagnosis, that is fraud

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u/osman_ferrari17 points·8 months ago

Water content matters more than people think.

Yes, exactly this, and it is the bit that took me 58 weeks to accept.

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u/slow_logbook_notes17 points·8 months ago

Three years on this site and the questions have not changed at all. Which is depressing or reassuring depending on the day.

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u/step_therapy_s5 points·8 months ago

formulary exclusions are negotiable sometimes

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u/karim_restrepo2 points·8 months ago

That is net peptide content, not purity. Different number, different meaning.

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u/sanne_novak7 points·8 months ago

redact member ids and group numbers from every screenshot

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u/plain_titration11 points·8 months ago

Sceptical. If this were true we would see it reflected in the data and we do not.

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u/sanne_novak9 points·8 months ago

formulary exclusions are negotiable sometimes

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u/curious_panel_only7 points·8 months ago

Sceptical.

Counter-anecdote: opposite result, same dose. Which mostly tells us the variance is huge.

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About c/insurancefights

The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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