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634

help me understand appeal, I have read the wiki twice

Question Receipts ×5

Genuinely asking, not being difficult.

Everyone in c/labresults repeats that external review is important. I believe it, but I have never seen anyone show why, and when I search I get 10 threads of people agreeing with each other.

Is there a paper? Is there a measurement? Or is this one of those things that is true because it has been repeated since 2023?

I am not trying to be the "source?" guy. I would just like a source.

5,409 up / 4,775 down53% upvoted25 commentsid er2gm612 Aug 2024

25 comments

21 in this archive, depth 4

best — the order this archive was captured in

u/sock_puppet_spotter110 points·1 year ago

the carve-out clause varies by employer

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[deleted]44 points·1 year ago

[deleted]

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u/vito_beaulieu110 points·1 year ago·edited

Disagree but this is the good kind of wrong — it is specific enough to be checked.

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u/ferran_batista52 points·1 year ago

Rodent data is rodent data. Dose scaling is not linear and the models tell you what to investigate, not what to expect.

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u/hamza_weiss36 points·1 year ago

That is net peptide content, not purity. Different number, different meaning.

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u/hassan_castellanos12 points·1 year ago

prior auth criteria are state-specific, formulary differs

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u/camila_vasquez10 points·1 year ago

copay is separate from coverage

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u/tomas_lehtinen34 points·1 year ago·edited

step therapy documentation is the weapon, use it

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u/muscle_cramp_moOP-4 points·1 year ago

New Zealand plan: step therapy required 12 medications first. Did them all, got approval. The order matters.

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u/ferran_dahlberg33 points·1 year ago

prior auth criteria are state-specific, formulary differs

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u/blunt_coldbox_notes21 points·1 year ago

Not to be pedantic but denial and step therapy are being used interchangeably and they are not interchangeable in real life.

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u/cato_achebe6 points·1 year ago·edited

That is net peptide content, not purity. Different number, different meaning.

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u/saskia_lokken1 point·1 year ago

Strongly agree. Step therapy is predictable if you have the criteria.

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u/ilias_cabrera12 points·1 year ago

This is the "correlation is mechanism" thing again. You changed three variables at once.

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u/sofia_ferreira4 points·1 year ago

external review is the appeal after insurance says no

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u/ireland_drugs_pay25 points·1 year ago

resubmission after denial requires new documentation

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u/hedda_aguirre19 points·1 year ago

Denied for prior auth, resubmitted with appeal documentation, approved on appeal. The criteria exist, you just have to meet them.

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u/prior_auth_painMOD13 points·1 year ago

Retitled to remove editorialising. Put the evidence in the body.

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u/kasper_cabrera4 points·1 year ago·edited

Yeah, the denial code matters, it tells you what to fight.

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u/muscle_cramp_moOP7 points·1 year ago

Denied for prior auth, resubmitted with appeal documentation, approved on appeal.

Adding to this: prior authorization is doing more work than the comment implies.

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u/amylin_amyamylin6 points·1 year ago·edited

redact member ids and group numbers from every screenshot

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About c/insurancefights

The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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